Fix Your Business Credit!

In brief – Fix-it! This may be easier than you expect, given that there are – for the most part, wrong information on all credit reports. First things first, pull all three of your personal credit reports from Equifax, Experian, and TransUnion. If you are already in business for yourself, pull your Dun and Bradstreet reports, you should know about these reports already and how they work. Also, make sure you review every single line on your reports that apply to you directly, and not someone else with the same name. If you find a problem your going to need to start a letter-writing campaign to clean things up. You will need to ask the credit bureaus to delete older items, such as those real old late payments if any. If you pay any bad debt it must be removed from your report. Writing and being very persistent is key in getting things done. And by asking to remove bad debt, make no-since lines be removed will help your score come back up. Remember, in this economy have a good clean report will help you get funding at the lowest rate.